Community Credit Union has a savings plan to meet your specific financial situation.  Dividends are earned according to the type of account and are paid monthly, quarterly or semiannually depending on the type savings plan you choose. Regular Share Account - Your primary account that entitles you to ALL services offered by Community Credit Union.  The regular share account requires a minimum balance of $25.00, this is not a fee, it's a minimum balance that must be maintained in your regular share account to enjoy membership/ownership. Once a member, always a member as long as you maintain the $25.00 minimum blance in your regular share account.