Dividend Rates | Consumer Loan Rates | Real Estate Rates
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Dividend Rates
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| Account Type |
Minimum Balance |
Annual Percentage Yield |
Calculator |
| Shares |
$25.00 |
0.80% Compounded Monthly |
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| Super Savings |
$1,000.00 |
1.51% Compounded Monthly |
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| Vacation Club |
$5.00 |
1.21% Compounded Monthly |
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| Christmas Club |
$5.00 |
1.21% Compounded Monthly |
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| Deposit Account IRA |
N/A |
4.00% Compounded Monthly |
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Share Draft
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Check Order Amount
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0.50% Compounded Monthly
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| Money Market |
Balance Required |
Annual Percentage Yield |
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$1,000 - $4,999 |
1.29% |
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| Interest is Compounded Monthly on all Money Market Accounts! |
$5,000 - $9,999 |
1.94% |
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$10,000 - $14,999 |
2.03% |
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$15,000 - $49,999 |
2.23% |
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$50,000 - $99,999 |
2.72% |
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$100,000 - $199,999 |
3.46% |
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$200,000 & over |
3.70% |
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| Share Certificate |
Term |
Annual Percentage Yield |
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| $1000 minimum opening balance |
6 Month |
3.25% |
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12 Month |
3.51% |
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All Terms of Share Certificates are Compounded Monthly!
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24 Month |
3.51% |
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36 Month |
3.75% + 1 Rate Adjustment |
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48 Month |
4.00% |
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60 Month |
4.25% + 2 Rate Adjustments |
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| Individual Retirement Account |
Term |
Annual Percentage Yield |
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| $1000 minimum opening balance |
6 Month |
3.25% |
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12 Month |
3.51% |
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All Terms of IRA Share Certificates are Compounded Monthly!
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24 Month |
3.51% |
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36 Month |
3.75% + 1 Rate Adjustment |
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48 Month
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4.00% |
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60 Month
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4.25% + 2 Rate Adjustments
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Consumer Loan Rates
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| Loan Type |
Term |
Annual Percentage Rate |
Calculator |
| Automobiles |
72 Months |
6.49% |
Calculator |
| 60 Months |
5.49% |
Calculator |
| 48 Months |
5.49% |
Calculator |
| Boats & RVs |
84 Months |
8.99% |
Calculator |
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72 Months |
7.99% |
Calculator |
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60 Months |
6.99% |
Calculator |
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48 Months |
6.49% |
Calculator |
| Other Secured |
60 Months |
6.79% |
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| 48 Months |
6.49% |
Calculator |
| Share Secured |
36 Months |
5.00% |
Calculator |
| 90 Day Note - Secured 90 Days |
90 Days |
Collateral Rate Plus 1% |
Calculator |
| Certificate Secured |
|
Term Certificate Plus 2% |
Calculator |
| Unsecured |
Term |
Annual Percentage Rate |
|
| Open End (LOC) |
48 Months |
9.50% |
Calculator |
| Closed End |
60 Months |
10.50% |
Calculator |
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36 Months |
8.50% |
Calculator |
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24 Months |
8.00% |
Calculator |
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12 Months |
7.50% |
Calculator |
| 90 Day Note |
90 Days |
8.50% |
Calculator |
| Other |
Term |
Annual Percentage Rate |
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Credit Cards
Classic
Platinum
|
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9.90% & 12%
6.9% 1st year than variable rate - cap11%
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Payment = 3% of Balance |
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Overdraft Protection
|
|
15.00% |
Calculator |
| MFG Homes |
Term |
Annual Percentage Rate |
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| > $20,000 |
84 Months |
12.50% |
Calculator |
| > $15,000 |
75 Months |
12.00% |
Calculator |
| < $15,000 |
60 Months |
11.50% |
Calculator |
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Real Estate Rates
|
| Loan Type |
Term |
Annual Percentage Rate |
Calculator |
| 1st Mortgage |
15 Year
10 Year
7 Year
|
6.75% Fixed 80% of appraised value
6.25% Fixed 80% of appraised value
6.00% Fixed
80% of appraised value
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Up to 30 Years
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Fixed rate for 5 years then ARM - Fixed Rate 5.50 %
80% of Appraised Value
Max period cap 2%
Max Term cap 6%
Fixed rate for 10 years then ARM - Fixed Rate 6.25%
Max period cap 2%
Max Term cap 6%
All above Mortgage Loans at a Very Low Closing Cost
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Home Equity Line of Credit
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Up to 15 Years 5.90% Fixed Rate - 1st Year then ARM - Max per year 2% with a cap of 11.90%
NO CLOSING COST |
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Calculator |
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All Loan APR rates quoted are subject to credit approval. All APY rates are correct as of 8/01/08. Please contact a Community Credit Union Employee for further information about applicable fees and terms. |
