Home Equity Loan
Put your HOME to work for YOU with our Home Equity Loan and start saving money TODAY with our GREAT RATES and CONVENIENT ACCESS to your Home Equity Line of Credit. You can pull money from your home according to when you need money instead of when the Credit Union is open. We make it easy for you with our Home Equity checks, Home Equity debit card or you can even transfer money from your Line of Credit to any of your other accounts on Home Banking or visit any ATM. What could be easier? Get approved for your line of credit today and your cash is ready when you are.
5.90% APR
Fixed Rate
1st Year
2% cap per year with a ceiling cap of 11.9% APR
Only adjusted annually
15 Year repayment period
Line of Credit established and available for easy access
Quick Closing - Approval and closed within 24 hours
Need Cash for .... Remodeling, College, payoff high interest credit cards, You name it.... You can make your home work for you by pulling cash out of your home with our Home Equity Loan. It's the RIGHT Choice !!
Contact us at 256-543-7302 or 800-757-7302 for details.
Rate stated as APR - Annual Percentage Rat
Achieve BALANCE.... A financial fitness program . You now have access to a free financial counseling service provided by YOUR Credit Union. Click on the link for YOUR financial fitness program information.
BalanceTrack gets you on track with financial education!
Get Ready to Score!
Your Community Credit Union Visa Credit Card has gone from ordinary to extraordinary with ScoreCard Bonus Points. Click on the ScoreCard link for a review of your extraordinary Visa ScoreCard.
Credit Union Service Centers is a shared-credit union network of more than 1,800 locations in 42 states. Credit Union Service Centers is a no-fee benefit provided to Community Credit Union members that allows them to have access to their account even in areas or states where we don't physically have a Community Credit Union Branch Office. Many CUSC locations across the network offer convenient extended hours until 7 p.m. on weekdays, and until 5 p.m. on Saturday and ATMs are available at most locations, and some assess no surcharge fee. In the event you are not physically convenient to one of our 8 locations, you don't have to delay transacting your Credit Union business; you can transact your business at any of the more than 1,800 Service Center locations. A complete list of all CU Service Centers can be found by clicking on the CUSC Link found on the Home page.
NOTICE: Effective September 17, 2007 checks deposited at a Credit Union Service Center may have extended holds. The funds will be available the next day after the below holds.
Local Checks 3 Business Day Hold
Non-Local Checks 5 Business Day Hold
First $100 will be available the next day after the deposit.
This applies to all checks except some payroll and government checks deposited at a Credit Union Service Center.
 Say Goodbye to ATM Fees
Tired of paying ATM fees for YOUR money?
Effective April 1, 2007 Community Credit Union members can have any foreign (any financial institution anywhere in the United States or out of the States) ATM transaction fees refunded, regardless of which financial institutions machine they have utilized.
Its Quick and Its Hassle Free..
o To receive your refund, simply bring your ATM receipts to your local branch and we will take care of the rest.
o No more searching for the "right" ATM machine, all ATM transactions, anywhere, any place will be refunded to you. So Yes, you can really say "Goodbye" to ATM fees.
So say Goodbye to those awful ATM Fees..
VISA Prepaid Card
The VISA Prepaid Card is the right gift or the right way to carry cash. You determine the amount you wish to carry or give as a gift and then no more worrying about losing your cash, hunting the perfect gift. If you prepaid card is lost or stolen, your money is safe and secure.
- VISA Gift Cards are sold at all Community Credit Union locations
- Honored anywhere VISA is accepted in the United States
- Prepaid - You select the amount
- Safe and secure
- Minimum Limit $25.00
- Maximum Limit $500.00
- Less expensive than gift wrapping or shipping - $2.00 per card
- No more worry about losing your cash or having your cash stolen.
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